M. Vaxabova, R.Sh. Salayev (2024) “O‘zbekistonda elektron pul va to‘lov tizimlarini rivojlanishi”, SAMARALI TA’LIM VA BARQAROR INNOVATSIYALAR JURNALI, 2(4), pp. 312–323. Available at: https://innovativepublication.uz/index.php/jelsi/article/view/788 (Accessed: 26 January 2026).