Muhammadiyeva Sevinch Nurbek qizi (2024) “Elektron tijoratda tovar va xizmatlar uchun to’lovni kechiktirish shartlari”, SAMARALI TA’LIM VA BARQAROR INNOVATSIYALAR JURNALI, 2(12), pp. 645–657. Available at: https://innovativepublication.uz/index.php/jelsi/article/view/2185 (Accessed: 26 January 2026).