FINTECH EVOLUTION IN UZBEKISTAN’S SME SECTOR: A CASE STUDY ON FINSOFTWARE’S MARKET IMPACT AND INNOVATION TRAJECTORY
Keywords:
Uzbekistan fintech, SME automation, accounting platforms, cloud SaaS, digital transformation, financial diagnostics, Finsoftware case studyAbstract
As Uzbekistan’s financial technology sector accelerates, small and
medium-sized enterprises (SMEs) remain at the center of digital transformation policy. Yet
most domestic fintech platforms have struggled to bridge the gap between financial literacy,
operational simplicity, and regulatory compliance. This paper provides an overview of
Uzbekistan’s evolving fintech landscape and presents a focused case study on Finsoftware,
a homegrown solution designed to address SME-level financial insight, automation, and
accessibility. Through comparative market analysis and evidence-based evaluation, we
assess Finsoftware’s features, original architecture, and national relevance. The platform’s
widespread adaptability and tangible impact position it as a distinguished contribution to
Uzbekistan’s financial digitization and SME empowerment agenda.
