O‘zbekistonda kichik biznes subyektlarini samarali moliyalashtirish: muammolar va yechimlar (Biznesni rivojlantirish banki ATB misolida)

Authors

  • Usanov Ilhom Bahodirovich O„zbekiston Respublikasi Bank-Moliya akademiyasi 2-bosqich magistranti

Keywords:

small business, financing, bank loans, Business Development Bank, preferential loans, economic development.

Abstract

This article examines the issues of effective financing of small business
entities by banks in Uzbekistan, the existing challenges, and ways to overcome them. The
study analyzes the experience of small business lending through the example of the
Business Development Bank ATB and compares it with international practices. The article
provides recommendations for enhancing the efficiency of the banking system in supporting
small enterprises.

References

Karimov, A. (2020). O„zbekistonda bank tizimi va kichik tadbirkorlikni kreditlash

masalalari. Toshkent: Iqtisodiyot nashriyoti.

Schumpeter. Keynes// Small Business Financing in China: Challenges and Opportunities.

Beijing Economic Review.

Mishkin, F. (2019). The Economics of Money, Banking, and Financial Markets. Pearson

Education.

Ahmadov, R. (2021). Kichik biznesni moliyalashtirishda raqamli texnologiyalarning roli.

Toshkent: Innovatsion iqtisodiyot jurnali

Khan, M. & Smith, J. (2020). Digital Banking and Financial Inclusion for SMEs. Oxford

University Press.

Jahon banki. (2022). Kichik biznesni moliyalashtirish va uning iqtisodiy o„sishga ta‟siri.

Vashington, AQSh.

Xalqaro valyuta jamg„armasi (IMF). (2022). Tadbirkorlikni rivojlantirishda kreditlash

tizimining o„rni.

Yevropa investitsiya fondi (EIF). (2021). Yevropa Ittifoqida kichik va o„rta biznesni

moliyalashtirish tajribasi. Bryussel, Belgiya.

O„zbekiston Respublikasi Prezidentining 2021-yil 24-noyabrdagi PQ-28-sonli qarori.

Kichik biznes va tadbirkorlikni rivojlantirishni qo„llab-quvvatlash chora-tadbirlari.

O„zbekiston Respublikasi Moliya vazirligi. (2023). Bank kredit siyosati va

tadbirkorlikni qo„llab-quvvatlash dasturlari. Toshkent.

O„zbekiston Respublikasi Statistika agentligi. (2023). Kichik tadbirkorlik subyektlari

bo„yicha rasmiy statistik ma‟lumotlar. Toshkent.

O„zbekiston Respublikasi Markaziy banki. (2023). Kichik biznesni moliyalashtirish

bo„yicha yillik hisobot. Toshkent.

Biznesni rivojlantirish banki ATB. (2023). 2023-yil moliyaviy ko„rsatkichlari va

kreditlash statistikasi. Toshkent.

Downloads

Published

2024-11-30

How to Cite

Usanov Ilhom Bahodirovich. (2024). O‘zbekistonda kichik biznes subyektlarini samarali moliyalashtirish: muammolar va yechimlar (Biznesni rivojlantirish banki ATB misolida). SAMARALI TA’LIM VA BARQAROR INNOVATSIYALAR JURNALI, 2(11), 661–666. Retrieved from https://innovativepublication.uz/index.php/jelsi/article/view/2821