Moliyaviy texnologiyalarning an’anaviy bank tizimiga ta’siri: imkoniyatlar va tahdidlar
Keywords:
Fintech, traditional banks, digital transformation, artificial intelligence, blockchain, digital payments, cybersecurity, open banking, big data.Abstract
The development of fintech is encouraging traditional banks to adopt
digital technologies. Digital payments, artificial intelligence, and blockchain are helping to
make services faster and more efficient. Banks can increase their competitiveness by
collaborating with fintech and strengthening automation and cybersecurity. The use of
modern technologies will serve as a basis for sustainable growth of banks.
References
Janina Harasim. FinTechs, BigTechs and Banks—When Cooperation and When
Competition? Department of Banking and Financial Markets, Faculty of Finance,
University of Economics in Katowice, ul. 1 Maja 50, 40-287 Katowice, Poland.
Hafez Baker, Thair A. Kaddumi, Mahmoud Daoud Nassar, Riham Suleiman Muqattash.
Impact of Financial Technology on Improvement of Banks‘ Financial Performance. J.
Risk Financial Manag. 2023
Muallif ishlanmasi.
